Phone (801) 738-0658 and describe what you need: dollar amount, purpose, and repayment preference. We'll ask about time in business, monthly revenue, and any collateral. This call takes fifteen to twenty minutes.
### Step Two: Document Gathering
We send you a checklist. Typical items include business bank statements, tax returns, profit-and-loss statements, a copy of your lease, and personal credit authorization. Gather everything before we submit so lenders see a complete file.
### Step Three: Lender Matchmaking
We present your scenario to two or three lenders in our network who specialize in your industry, loan size, and local market. You'll receive term sheets within three to seven business days.
### Step Four: Application and Underwriting
Once you choose a term sheet, we help complete the full application, coordinate third-party reports like appraisals or equipment inspections, and answer underwriter questions. We stay in the loop so nothing stalls.
### Step Five: Closing and Funding
Sign loan documents, fulfill any final conditions, and receive funds by wire or check. For equipment financing, the lender often pays the vendor directly. For working capital, funds land in your business checking account.
